My fiance and I work day jobs and all the freelance we can get. We have (very different) skills that people need and are willing to pay for. We are also very social people, and we will go to just about any event/party/meeting to talk to the right people, or anyone really, because they might know the right people.
My freelance pays maybe 1/5 of my day job. But fiance's freelance has been growing. He has gotten some repeat clients. He undercut bids on big projects. His clients are getting more demanding and paying a lot more.
So.... The moment of truth... The break-away point. For two months in a row now, he netted more on his own than at his day job. Whoa. He has been putting that money in his business (LLC) account and using it to buy the equipment he will need to go solo. To buy enough equipment will probably take a couple more months.
My head is spinning with problems. Our house, while cute and well-located, is not ideal for clients. What if he can't get gigs once he leaves? And, the doozy, how can he get health insurance? I'm sure there are a whole lot more problems.
It's scary starting on your own.
~Dog
3 comments:
Ok, I know this is probably not something you'd want to do, but could you go ahead and get married now and putting him on your insurance plan? You could still do the big ceremony for family later when you have the cash saved.
There are lots of "office centers" like Regus, etc. that will rent out office space and conference rooms on an hourly basis. That may be an option for meeting with clients.
Also, many small business and other 'trade' associations offer group health insurance. It's not as cheap as employer-subsidized insurance but it's a lot less than COBRA or high-deductible policies.
get married. Put him on your insurance. I got married for smart reasons rather than romantic love. Anyway I did the big ceremony for everyone 1 year later. no biggie, except we have to remember not to mention it.
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