Higher FICO!

These scores are from a lousy Wamu credit card, the only Wamu product I still have left. I kept it (purchase or two every other month) because it lets me see my FICO score for free.

I'm worried about my FICO with our possible house-buying adventure later this year. But, I'm just confused by my score fluctuations. You can see a big bump in April when I paid off the credit cards. That makes sense. But paying off the car in November did nothing. Hmmm. The big spike this month makes no sense at all. Maybe it's when my Amex balance happens to be reported, so maybe I need to pay it down more often.

To prepare to buy a house, I used Oprah's special code to buy Suze's FICO kit. Only $25 for all three credit scores is as cheap as it comes (code only good until 1/22). The kit lasts until 1/2010. Hopefully I will need the scores by 1/2010.