tag:blogger.com,1999:blog-6185259769000183348.post9219400270090258572..comments2008-07-05T08:21:00.220-07:00DogAteMyFinanceshttp://www.blogger.com/profile/02571124283388079010noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-6185259769000183348.post-63241401934734545062008-07-05T08:21:00.220-07:002008-07-05T08:21:00.220-07:00Actually, it doesn't sound like you have all that many accounts. My husband and I have just as many. You and your fiance will always have separate accounts because you cannot have combined retirement accounts. You'll also have accounts from current and past employer-sponsored plans. Unless you convert your rollover IRAs to Roth IRAs (and I think you earn too much to be able to do that), those will always be separate, too. What you can do is have one rollover IRA apiece and each time you leave an employer, rollover the 401(k) from the company you're leaving into that IRA. I think my rollover IRA has funds from three different 401(k)s in it.<BR/><BR/>Barb1954<BR/><BR/>p.s. Having 40% or more in international funds is higher than financial advisors usually suggest. I think the allocation for international is usually about 15-20%. Fidelity and other companies have online calculators to help you figure out asset allocations based on your risk tolerance. You might want to give them a try.Anonymousnoreply@blogger.com